What is the Social Security cap in Thailand?

Employee Social Security contribution is 5% of monthly salary capped at ฿750 per month.

Are personal and spouse allowances optional?

Yes. You can toggle the ฿60,000 personal allowance and the ฿60,000 spouse allowance if the spouse has no income.

Thai Gross-to-Net Salary Calculator (2025) — Calculate Your Personal Income Tax

Inputs

Gross monthly salary (THB) Months paid Include employee Social Security (SSO) deduction

Use default SSO settings (rate 5%, cap ฿750/month)

Apply personal allowance (฿60,000) Claim spouse allowance (spouse has no income) Children (total) Extra-child bonus count (2nd+ born ≥ 2018) Other allowances/deductions (THB)

More deductions (optional)

Eligible parents (count) Disabled dependents (count) Health insurance premium (THB) Life insurance premium (THB) Mortgage interest (THB) Provident fund (employee) (THB) RMF contribution (THB) SSF investment (THB) Thai ESG fund (THB) Pension life insurance (THB) National Savings Fund (THB)

Health ≤ ฿25k and (health + life) ≤ ฿100k. Mortgage ≤ ฿100k. RMF ≤ 30% income (≤ ฿500k), PVF ≤ 15% income (≤ ฿500k), SSF ≤ 30% income (≤ ฿200k). RMF+PVF+SSF+NSF+annuity total ≤ ฿500k. Thai ESG assumed ≤ 30% income (≤ ฿300k) and not counted in the ฿500k group.

Assumptions: 50% employment expense deduction capped at 100,000; personal allowance 60,000 (toggle above); spouse 60,000 (if spouse has no income); child 30,000 each (+30,000 for eligible children). SSO monthly = min(gross × rate, cap). Additional caps per labels above; ESG modeled as 300,000/30% (2024–2026 window).

Results

Disclaimer: estimate only.